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Terms of Service


TERMS AND CONDITIONS

Welcome to wadeadams.co and sharedinvestor.co.  These Terms and Conditions are an agreement between you and Wade Adams / Shared Investor (“Wade Adams,” “Shared Investor” “I,” “we,” or “our”).  By using and accessing this website or subscribing to any publications or other services we may offer (each a “Service” and collectively, the “Services”), you are agreeing to be bound by all of these terms and conditions. We may change these terms at any time, your continued use and access of our Services means that you accept any new or modified terms.

The gist:

We (Shared Investor and Wade Adams) run blogs and website services called sharedinvestor.co and wadeadams.co and would love for you to use them. Our basic service is free, and we offer paid upgrades for premium content. As these websites are purely personal blogs and the sharing of personal experiences our service is simply designed to share and inspire and we take no responsibility for any decisions you choose to make regarding any facets of your finances, business or life in general.

Thank you to wordpress.com who have provided the majority of the content for these Terms of Service available under a Creative Commons Sharealike license.

Warning

All of the commentary, statements of opinion and communications we provide in relation to finances are not provide as advice.  That is, those statements of opinion and communications have been provided purely as that – a statement of opinion and do not take into account your personal objectives, financial situation or needs.  Before you act on any investment opportunities we have shared, please seek qualified advice to consider whether it is appropriate for your personal or individual circumstances.

By using any of the services offered, you specifically agree that we will not provide financial advice and that any communications published are not intended to be general or personal advice of any kind.  All communications are purely shared research and experiences of our own portfolios and are not intended as advice.

Intellectual Property

All of the Content on our website and in any Service we provide is protected by Australian and international copyright, trademark and other intellectual property laws and is the property of Wade Adams and/or providers of the Content under licence.  “Content” means any information, mode of expression, or other material and services provided on or by Wade Adams or wadeadams.co or sharedinvestor.co including without limitation our writings, graphics and all other features.

Our Content is intended for individual, non-commercial use only. Accordingly, you may download or print one copy of any material provided that the material remains intact including without limitation all copyright and trademark notices.  Any other copying, distribution, storing, transmission or re-dissemination of any kind, is prohibited without Wade Adams’ prior written permission.

Accessing and Using websites

Unauthorised access of our websites (wadeadams.co and sharedinvestor.co is a breach of these Terms and Conditions.  You agree not to access this website by any other means other than through the interfaces we provide for use.  You further agree not to use any automated means, including without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our website.   You also agree not to take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts or damages the functioning of our systems or Services.

Wade Adams reserves the right to take any necessary action in response to a violation of the above rules.

Privacy

All personal data you provide us is maintained in the Australia and / or the United States of America under the terms of our Privacy Policy, which is incorporated by reference.  By using our website and providing us with any personal data, you consent to this transfer.

Disclaimer of Warranties and Liability

wadeadams.co and sharedinvestor.co does not warrant the completeness or accuracy of the Content or its usefulness for any particular purpose. And although whilst we have the best intentions to provide content as soon as it is wholly completed, we make no promises that our content will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we do not make any promises or warranties except that we will do our best to provide interesting and possibly helpful information, education, and entertainment.  All information provided on this website to be used on an “as is, with all faults” basis.

To the fullest extent permitted by law, neither wadeadams.co or sharedinvestor.co nor its employees, contractors, parent, affiliates or agents will be liable for any direct, indirect, incidental or any other type of loss or injury resulting from your use, or downloading of any content. This includes, but is not limited to, loss or injury caused in whole or in part by our negligence or by contingencies beyond our control in creating or delivering any portion of the website.

Indemnification

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless wadeadams.co and sharedinvestor.co, its employees, contractors, parent, affiliates and agents from and against any claim, liability, cost, damage or loss we may incur (including, without limitation, legal fees) as a result of any violation by you of your obligations under these terms and conditions.

General Information

If any part of this Agreement is invalid or unenforceable, the remaining provisions will continue in full force and effect.

Further detailed Terms of Service:

The following terms and conditions govern all use of sharedinvestor.co and wadeadams.co websites and all content, services and products available at or through or related to these websites.  The Website is owned and operated by Wade Adams. The Website is offered subject to your acceptance without modification of all of the terms and conditions, both above and below and contained herein and all other operating rules, policies (including, without limitation, our Privacy Policy) and procedures that may be published from time to time on this Site by wadeadams.co or sharedinvestor.co (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using these websites. By accessing or using any part of these websites, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by wadeadams.co and sharedinvestor.co, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 18 years old.

Responsibility of Followers
If you follow these websites and premium content, comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for your use of any content and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software.

wadeadams.co and sharedinvestor.co has the right (though not the obligation) to, in our sole discretion (i) refuse or remove any content, or (ii) terminate or deny access to and use of the websites to any individual or entity for any reason, in wadeadams.co and sharedinvestor.co’s sole discretion. wadeadams.co and sharedinvestor.co will have no obligation to provide a refund of any amounts previously paid.

Payment and Renewal

  • General Terms 
    Optional paid services are available on the Websites (any such services, are “Premium accounts”). By selecting Premium accounts you agree to pay wadeadams.co or sharedinvestor.co the monthly or annual subscription fees indicated for that service. Payments will be charged on a pre-pay basis on the day you sign up for a Premium account and will cover the use of that service for a monthly or annual subscription period as indicated. Premium account fees are not refundable.
  • Automatic Renewal 
    Unless you notify wadeadams.co or sharedinvestor.co before the end of the applicable subscription period that you want to cancel a Premium account, your Premium account subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such Premium account (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Premium accounts can be canceled at any time from your log in.

Restricted Use
You may not use wadeadams.co or sharedinvestor.co to substantially replicate products or services offered by us, including, but not limited to the republication of blog content, the checklist, watchlist research or portfolio data. If wadeadams.co or sharedinvestor.co believes, in its sole discretion, that you have violated or attempted to violate these conditions or the spirit of these terms, your ability to use and access these websites may be temporarily or permanently revoked, with or without notice.

Responsibility of Website Visitors
wadeadams.co and sharedinvestor.co does review all of the material, not including computer software, posted to the Website, however cannot be responsible for that material’s content, use or effects. By operating the Websites, wadeadams.co and sharedinvestor.co does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, trojan horses, and other harmful or destructive content. The Websites may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. wadeadams.co and sharedinvestor.co disclaims any responsibility for any harm resulting from the use by visitors of these Websites, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites
We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which wadeadams.co and sharedinvestor.co links, and that link to wadeadams.co and sharedinvestor.co. wadeadams.co and sharedinvestor.co does not have any control over these websites and webpages, and is not responsible for their contents or their use. By linking to a website or webpage, wadeadams.co and sharedinvestor.co does not represent or imply that it endorses such websites or webpages. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. wadeadams.co and sharedinvestor.co disclaims any responsibility for any harm resulting from your use of websites and webpages.

Copyright Infringement and Policy.
As wadeadams.co and sharedinvestor.co asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by wadeadams.co or sharedinvestor.co violates your copyright, you are encouraged to notify us.  We will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. We will also terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of wadeadams.co, sharedinvestor.co or others. In the case of such termination, wadeadams.co and sharedinvestor.co will have no obligation to provide a refund of any amounts previously paid to wadeadams.co or sharedinvestor.co.

Intellectual Property.
This Agreement does not transfer from wadeadams.co or sharedinvestor.co to you any wadeadams.co or sharedinvestor.co or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with wadeadams.co and sharedinvestor.co. Wade Adams, Shared Investor, wadeadams.co, the Wade Adams logos, the Shared Investor logos and all other trademarks, service marks, graphics and logos used in connection with wadeadams.co or sharedinvestor.co, or related Websites are trademarks or registered trademarks of wadeadams.co, sharedinvestor.co or other licensors. Other trademarks, service marks, graphics and logos used in connection with the Websites may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any wadeadams.co or sharedinvestor.co or third-party trademarks.

Changes.
We are constantly updating our services, and that means sometimes we have to change the legal terms under which our services are offered. If we make changes that are material, we will let you know by posting on one of our blogs, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new Terms will take effect. If you disagree with our changes, then you should stop using wadeadams.co and / or sharedinvestor.co within the designated notice period. Your continued use of wadeadams.co and sharedinvestor.co will be subject to the new Terms. However, any dispute that arose before the changes shall be governed by the Terms (including the binding individual arbitration clause) that were in place when the dispute arose.

Termination.
wadeadams.co and sharedinvestor.co may terminate your access to all or any part of the Websites at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement you must leave this website and permanently delete and or all downloaded material.  If you have a wadeadams.co or sharedinvestor.co account, you must cancel your account from your log in and leave this website and permanently delete and or all downloaded material. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer of Warranties
The Websites are provided “as is”.  wadeadams.co and sharedinvestor.co and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither wadeadams.co and sharedinvestor.co nor its suppliers and licensors, makes any warranty that the Websites will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Websites at your own discretion and risk.

Limitation of Liability
In no event will wadeadams.co and sharedinvestor.co, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that you may loose from following any displayed investments, investment products or investment strategies.

Indemnification
You agree to indemnify and hold harmless wadeadams.co, shareinvestor.co, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Websites, including but not limited to your violation of this Agreement.

Translation
These Terms of Service were originally written in English (US). We may translate these Terms into other languages. In the event of a conflict between a translated version of these Terms of Service and the English version, the English version will control.